Startup Idea : Social Network for Credit Business Stakeholders.

Problem: High interest repayment on credit cards, cost of delivering/picking up credit cards to/by applicants and credit cards information theft by hackers. Solution: A website can be built for borrower, credit cards issuers and online stores where all transaction among these three can take place strictly online on one platform. Look at a scenario! Borrowers can apply for credit and have his credit approved which will be displayed in his profile as he can only use it to shop on stores signed up on the platform.