Startup Idea : Automated/AI Investment App - Frontier Market

80% of working class do not have time to read through investment opportunities and understand markets data and end up spending 95% of their income on unwarranted spending. My app idea seeks to analyse you spending habits and automagically** invest a % (10% - 50%) of your income in money markets around the world and credit your account each day (6 - 10% p.a returns). You will then require 72 hours notice to withdraw your funds less 2% of interest earned (This is to prevent over the beer decisions). Funds are credited dailyjohnkilonzi(at)outlook.com if you have any suggestions/advice